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Inflation
Calculator

See how much purchasing power your money has lost over time using real U.S. CPI data from the Bureau of Labor Statistics.

Inflation Calculator

$1000 in 2010 is worth $1,467.22 in 2025 dollars

$
How much money in original dollars

Value in 2025 Dollars

$1,467.22

Purchasing Power Change

+$467.22

Cumulative Inflation

+46.7%

Avg Annual Rate

2.59%/yr

Over 15 years, your $1,000.00 lost 46.7% of its purchasing power. You'd need $1,467.22 today to buy what $1,000.00 bought in 2010.

Put another way, $1,000.00 today only buys what $681.56 bought in 2010.

Based on U.S. CPI-U data from the Bureau of Labor Statistics. 1900–1912 estimated from Minneapolis Fed historical series. 2025 is estimated.

How Inflation Is Measured

Consumer Price Index (CPI)

The CPI tracks the average change in prices paid by urban consumers for a basket of goods and services including food, housing, transportation, and medical care. The Bureau of Labor Statistics publishes it monthly.

Inflation rate = ((CPInew − CPIold) ÷ CPIold) × 100

Purchasing Power

Purchasing power measures what your money can actually buy. As prices rise, each dollar buys less. To find what past money is worth today, multiply by the ratio of current to past CPI.

Today's value = Amount × (CPItoday ÷ CPIthen)

Example: $1,000 in 2010 → $1,000 × (315 ÷ 218) = $1,467

Why Inflation Matters for Investing

If your investments don't outpace inflation, you're losing purchasing power even if your balance grows. A savings account earning 1% while inflation is 3% means you're losing 2% in real terms every year.

Real return = Nominal return − Inflation rate

S&P 500 avg: ~10% nominal − ~3% inflation = ~7% real

Frequently Asked Questions

Inflation is measured using the Consumer Price Index (CPI), which tracks average price changes for a basket of goods and services. The Bureau of Labor Statistics publishes the CPI-U (urban consumers) monthly. The inflation rate between two periods = ((CPI_new − CPI_old) ÷ CPI_old) × 100.

See Real Results

See how real investments compare on a nominal vs. inflation-adjusted basis.