Try your own numbers
it would be worth today
$948.39
−$51.61 loss0.95x-1.1% a year
The same $1,000 in an S&P 500 index fund: $1,723
No tax on a loss. Selling can offset tax on other gains.
Growth Over Time
Performance Metrics
Total Invested
$1,000.00
Current Value
$948.39
Total Loss
−$51.61
Multiplier
0.95x
CAGR
-1.1%
Max Drawdown
-49.9%
Inflation-Adjusted
$851.51
Benchmark Comparison
How does $1,000.00 invested in 2022 compare across different asset classes?
| Asset | Value Today | Return |
|---|---|---|
| Chipotle | $948.39 | 0.95x |
| S&P 500 | $1,723.35 | 1.72x |
| Gold | $2,296.99 | 2.30x |
| Savings (2% APY) | $1,098.50 | 1.10x |
Dividends
Chipotle paid no dividends over this period, so the whole return came from its share price.
Dividends from Yahoo Finance. Shares today assume every dividend was reinvested.
Back in 2022
- In August 2022, workers at a Chipotle in Lansing, Michigan, voted to join the Teamsters, becoming the first of the chain's roughly 3,000 locations to unionize. fortune.com
- In 2022, a gallon of gas averaged $3.95, a movie ticket averaged $10.53 and the new iPhone 14 Pro started at $999. eia.govapple.comindiewire.com
- During 2022 itself, Chipotle fell 19%, #34 of the 112 investments we track. The best was Super Micro Computer (+84%); the worst was Solana (−94%). Full 2022 results →
$1,000 in Chipotle, year by year
Of the 112 investments we track that were available at the start of 2022, Chipotle ranks #70 by growth to today — just behind Alibaba and ahead of Sony. See the full 2022 ranking →
Chipotle started 2022 at its highest start-of-year price up to then, after rising 28% in 2021. It's worth less than the $1,000 put in today; the last January it was above that was 2026. Its best January was 2025, at $1,771. Today it's 46% below that, so selling then would have beaten holding. It rose in 2 of the 4 full years since. It fell behind the same $1,000 in the S&P 500 at the start of 2026 and hasn't caught up. Month by month, the deepest fall ran from Apr 2024 ($1,879) to Oct 2025 ($942.44), a drop of 50%. At its lowest month-end, in Jun 2022, it was worth $777.54.
| When | Worth | Change | S&P 500 |
|---|---|---|---|
| Start of 2022 | $1,000 | — | $1,000 |
| Start of 2023 | $811 | −19% | $819 |
| Start of 2024 | $1,328 | +64% | $1,034 |
| Start of 2025 | $1,771 | +33% | $1,293 |
| Start of 2026 | $1,109 | −37% | $1,524 |
| Today | $948 | −14% | $1,723 |
Values at the start of each year (first trading day for stocks). The S&P 500 column includes reinvested dividends, like the stock values.
Historical Context
At the start of 2022, Chipotle was priced at $33.81 (adjusted for later splits and dividends). $1,000 would have bought about 29.58 shares. Chipotle runs fast-casual Mexican restaurants.
Measured from one January to the next, Chipotle's best year since then was 2023 (+64%) and its worst was 2025 (−37%). Holding on wasn't easy: between the start of 2025 and the start of 2026, the position fell 37% from its high.
Frequently Asked Questions
A $1,000 investment in Chipotle at the start of 2022 would be worth approximately $948.39 today — a 0.95x return ($51.61 loss) over 4.7 years.
Methodology & Sources
Price data: Historical prices are the closing price on the first trading day of each year, adjusted for splits and dividends (so returns assume dividends were reinvested), from Yahoo Finance and MacroTrends. Current prices come from Yahoo Finance and refresh hourly; if that source is unavailable, the last saved price is used.
Calculation: Assumes a single purchase at the start of 2022 (or the first trading day, for companies that listed that year), held until today. No transaction fees, taxes, or slippage are included.
Benchmarks: The S&P 500 comparison uses the S&P 500 Total Return index (dividends reinvested, like an index fund) at the start of2022 and today. Gold uses the price per troy ounce. Savings account assumes a 2% APY compounded annually.
Inflation adjustment: Uses U.S. CPI-U annual averages from the Bureau of Labor Statistics. The 2026 CPI value is estimated.
Educational purposes only. Past performance does not guarantee future results. Not financial advice.
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$1,000 in Chipotle, by year
$1,000 in Chipotle:1 year ago5 years ago10 years ago