What was Morgan Stanley's compound annual growth rate (CAGR) since 2022?

Morgan Stanley's CAGR from 2022 to September 2026 was 18.5% per year. For comparison, the S&P 500 has historically averaged around 10% annually. Morgan Stanley significantly outperformed traditional equity markets on an annualized basis.

How does Morgan Stanley compare to the S&P 500 since 2022?

The same $1,000 invested in an S&P 500 index fund in 2022 would be worth approximately $1,723.35 today. Morgan Stanley outperformed the index by $517.50 — 1.30x the return of the S&P 500.

How much of the Morgan Stanley gain would you keep after taxes?

Sold today, the $1,240.85 gain would be a long-term capital gain for US federal tax. At the 15% rate most people pay, you'd keep about $2,054.72. At the top rate of 23.8% (20% plus the 3.8% net investment income tax) you'd keep about $1,945.52, and lower incomes pay 0%. State tax is extra, and gains inside a Roth IRA aren't taxed.

What is the inflation-adjusted return on $1,000 in Morgan Stanley since 2022?

Adjusted for cumulative US inflation since 2022, the real purchasing-power value of the Morgan Stanley position is approximately $2,011.95 in 2022 dollars. Inflation shrinks the gain, but the investment still grew faster than prices.

How did Morgan Stanley perform in 2022?

Morgan Stanley fell 11% during 2022, from $86.03 at the start of the year to $76.20 at the start of 2023.

What If You Invested $1,000 in Morgan Stanley in 2022?

Try your own numbers

If I had putintoat the start of…

it would be worth today

$2,241

+$1,241 profit2.24x18.5% a year

The same $1,000 in an S&P 500 index fund: $1,723

Its shares paid about $48.24 in dividends over the last 12 months.

Aftertax on the gain, you’d keep$2,055

US federal long-term rates: 15% for most people, 0% on lower incomes, 20% + 3.8% on high incomes. No state tax included; none inside a Roth IRA.

Compare with

Growth Over Time

Performance Metrics

Total Invested

$1,000.00

Current Value

$2,240.85

Total Profit

$1,240.85

Multiplier

2.24x

CAGR

18.5%

Max Drawdown

-25.0%

Inflation-Adjusted

$2,011.95

Benchmark Comparison

How does $1,000.00 invested in 2022 compare across different asset classes?

Asset	Value Today	Return
Morgan Stanley	$2,240.85	2.24x
S&P 500	$1,723.35	1.72x
Gold	$2,296.99	2.30x
Savings (2% APY)	$1,098.50	1.10x

Dividends

Over the last 12 months, the 11.62 shares you'd own now paid about $48.24 in dividends (about $4.02 a month). That's 4.8% of the $1,000 put in.

Price growth alone turned $1,000 into $1,924; reinvested dividends added the other $316.63, 26% of the gain.

Dividends from Yahoo Finance. Shares today assume every dividend was reinvested.

Back in 2022

In September 2022, Morgan Stanley agreed to pay $35 million to settle SEC charges that it failed to properly dispose of hard drives containing customer data. techcrunch.com
In 2022, a gallon of gas averaged $3.95, a movie ticket averaged $10.53 and the new iPhone 14 Pro started at $999. eia.gov apple.com indiewire.com
During 2022 itself, Morgan Stanley fell 11%, #26 of the 112 investments we track. The best was Super Micro Computer (+84%); the worst was Solana (−94%). Full 2022 results →

$1,000 in Morgan Stanley, year by year

Of the 112 investments we track that were available at the start of 2022, Morgan Stanley ranks #25 by growth to today — just behind Gold ETF (GLD) and ahead of Merck. See the full 2022 ranking →

Morgan Stanley started 2022 at its highest start-of-year price up to then, after rising 50% in 2021. It was worth less than the $1,000 put in at the start of 2023, and has been above it since the start of 2024. Today's $2,241 is more than it was worth at any January since. It rose in 3 of the 4 full years since. It moved ahead of the same $1,000 in the S&P 500 at the start of 2025 and has stayed ahead since. Month by month, the deepest fall ran from Jan 2023 ($1,013) to Oct 2023 ($759.60), a drop of 25%. At its lowest month-end, in Oct 2023, it was worth $759.60.

When	Worth	Change	S&P 500
Start of 2022	$1,000	—	$1,000
Start of 2023	$886	−11%	$819
Start of 2024	$1,008	+14%	$1,034
Start of 2025	$1,388	+38%	$1,293
Start of 2026	$2,080	+50%	$1,524
Today	$2,241	+7.7%	$1,723

Values at the start of each year (first trading day for stocks). The S&P 500 column includes reinvested dividends, like the stock values.

Historical Context

At the start of 2022, Morgan Stanley was priced at $86.03 (adjusted for later splits and dividends). $1,000 would have bought about 11.62 shares. Morgan Stanley is an investment bank and wealth manager.

Measured from one January to the next, Morgan Stanley's best year since then was 2025 (+50%) and its worst was 2022 (−11%).

Frequently Asked Questions

A $1,000 investment in Morgan Stanley at the start of 2022 would be worth approximately $2,240.85 today — a 2.24x return ($1,240.85 profit) over 4.7 years.

Methodology & Sources

Price data: Historical prices are the closing price on the first trading day of each year, adjusted for splits and dividends (so returns assume dividends were reinvested), from Yahoo Finance and MacroTrends. Current prices come from Yahoo Finance and refresh hourly; if that source is unavailable, the last saved price is used.

Calculation: Assumes a single purchase at the start of 2022 (or the first trading day, for companies that listed that year), held until today. No transaction fees, taxes, or slippage are included.

Benchmarks: The S&P 500 comparison uses the S&P 500 Total Return index (dividends reinvested, like an index fund) at the start of2022 and today. Gold uses the price per troy ounce. Savings account assumes a 2% APY compounded annually.

Inflation adjustment: Uses U.S. CPI-U annual averages from the Bureau of Labor Statistics. The 2026 CPI value is estimated.

Educational purposes only. Past performance does not guarantee future results. Not financial advice.