Try your own numbers
The calculator buys at the start of a year, so its answer differs from the exact-date result above.
it would be worth today
$1,905
+$905.22 profit1.91x11.9% a year
The same $1,000 in an S&P 500 index fund: $2,218
Its shares paid about $61.16 in dividends over the last 12 months.
Aftertax on the gain, you’d keep$1,769
US federal long-term rates: 15% for most people, 0% on lower incomes, 20% + 3.8% on high incomes. No state tax included; none inside a Roth IRA.
Growth Over Time
Performance Metrics
Total Invested
$1,000.00
Current Value
$1,563.29
Total Profit
$563.29
Multiplier
1.56x
CAGR
9.3%
Max Drawdown
-15.7%
Inflation-Adjusted
$1,299.07
Benchmark Comparison
How does $1,000.00 invested 5 years ago compare across different asset classes?
| Asset | Value Today | Return |
|---|---|---|
| Schwab Dividend ETF (SCHD) | $1,563.29 | 1.56x |
| S&P 500 | $1,890.73 | 1.89x |
| Gold | $2,438.45 | 2.44x |
| Savings (2% APY) | $1,104.12 | 1.10x |
Dividends
Over the last 12 months, the 47.57 shares you'd own now paid about $50.18 in dividends (about $4.18 a month). That's 5% of the $1,000 put in.
Price growth alone turned $1,000 into $1,308; reinvested dividends added the other $255.49, 45% of the gain.
Dividends from Yahoo Finance. Shares today assume every dividend was reinvested.
Historical Context
SCHD holds US companies with a record of paying dividends. It launched in October 2011.
This page always measures from exactly 5 years before today, using that day's closing price (adjusted for later splits and dividends). The start date moves forward one day at a time, so the result updates daily.
Frequently Asked Questions
A $1,000 investment in Schwab Dividend ETF (SCHD) 5 years ago (on September 29, 2021) would be worth approximately $1,563.29 today — a 1.56x return ($563.29 profit) over 5.0 years.
Methodology & Sources
Price data: Historical prices are the closing price on the first trading day of each year, adjusted for splits and dividends (so returns assume dividends were reinvested), from Yahoo Finance and MacroTrends. Current prices come from Yahoo Finance and refresh hourly; if that source is unavailable, the last saved price is used.
Calculation: Assumes a single purchase at the closing price exactly 5 years before today (the next trading day if markets were closed), held until today. The start date moves forward daily. No fees or taxes are included.
Benchmarks: The S&P 500 comparison uses the S&P 500 Total Return index (dividends reinvested, like an index fund) at the start of2021 and today. Gold uses the price per troy ounce. Savings account assumes a 2% APY compounded annually.
Inflation adjustment: Uses U.S. CPI-U annual averages from the Bureau of Labor Statistics. The 2026 CPI value is estimated.
Educational purposes only. Past performance does not guarantee future results. Not financial advice.
$1,000 in Schwab Dividend ETF (SCHD), by year
$1,000 in Schwab Dividend ETF (SCHD):1 year ago5 years ago10 years ago