What was Stellar's compound annual growth rate (CAGR) since 2024?

Stellar's CAGR from 2024 to September 2026 was 22.1% per year. For comparison, the S&P 500 has historically averaged around 10% annually. Stellar significantly outperformed traditional equity markets on an annualized basis.

How does Stellar compare to the S&P 500 since 2024?

The same $1,000 invested in an S&P 500 index fund in 2024 would be worth approximately $1,666.43 today. Stellar outperformed the index by $65.09 — 1.04x the return of the S&P 500.

How much of the Stellar gain would you keep after taxes?

Sold today, the $731.52 gain would be a long-term capital gain for US federal tax. At the 15% rate most people pay, you'd keep about $1,621.79. At the top rate of 23.8% (20% plus the 3.8% net investment income tax) you'd keep about $1,557.42, and lower incomes pay 0%. State tax is extra, and gains inside a Roth IRA aren't taxed.

What is the inflation-adjusted return on $1,000 in Stellar since 2024?

Adjusted for cumulative US inflation since 2024, the real purchasing-power value of the Stellar position is approximately $1,668.85 in 2024 dollars. Inflation shrinks the gain, but the investment still grew faster than prices.

How did Stellar perform in 2024?

Stellar rose 157% during 2024, from $0.129 at the start of the year to $0.332 at the start of 2025.

What If You Invested $1,000 in Stellar in 2024?

Try your own numbers

If I had putintoat the start of…

it would be worth today

$1,732

+$731.52 profit1.73x22.1% a year

The same $1,000 in an S&P 500 index fund: $1,666

Aftertax on the gain, you’d keep$1,622

US federal long-term rates: 15% for most people, 0% on lower incomes, 20% + 3.8% on high incomes. No state tax included; none inside a Roth IRA.

Compare with

Growth Over Time

Performance Metrics

Total Invested

$1,000.00

Current Value

$1,731.52

Total Profit

$731.52

Multiplier

1.73x

CAGR

22.1%

Max Drawdown

-69.8%

Inflation-Adjusted

$1,668.85

Benchmark Comparison

How does $1,000.00 invested in 2024 compare across different asset classes?

Asset	Value Today	Return
Stellar	$1,731.52	1.73x
S&P 500	$1,666.43	1.67x
Gold	$2,036.45	2.04x
Savings (2% APY)	$1,055.87	1.06x

Back in 2024

In February 2024, Stellar began a phased rollout of Soroban smart contracts through its Protocol 20 upgrade after validators voted for it. coindesk.com
In 2024, a gallon of gas averaged $3.30 and the new iPhone 16 Pro started at $999. eia.gov apple.com
During 2024 itself, Stellar rose 157%, #8 of the 114 investments we track. The best was Palantir (+353%); the worst was Intel (−57%). Full 2024 results →

$1,000 in Stellar, year by year

Of the 114 investments we track that were available at the start of 2024, Stellar ranks #43 by growth to today — just behind Wells Fargo and ahead of Bank of America. See the full 2024 ranking →

Stellar started 2024 64% below its start-of-2018 high, after rising 81% in 2023. It has been worth more than the $1,000 put in at every January since, and still is today. Its best January was 2025, at $2,573. Today it's 33% below that, so selling then would have beaten holding. It rose in 1 of the 2 full years since. It has been ahead of the same $1,000 in the S&P 500 at every January since, and still is. Month by month, the deepest fall ran from Nov 2024 ($4,079) to Apr 2026 ($1,232), a drop of 70%. At its lowest month-end, in Jun 2024, it was worth $708.88.

When	Worth	Change	S&P 500
Start of 2024	$1,000	—	$1,000
Start of 2025	$2,573	+157%	$1,250
Start of 2026	$1,557	−39%	$1,474
Today	$1,732	+11%	$1,666

Values at the start of each year (first trading day for stocks). The S&P 500 column includes reinvested dividends, like the stock values.

Historical Context

At the start of 2024, Stellar was priced at $0.129. $1,000 would have bought about 7,758 XLM. Stellar is a payments network founded in 2014; its coin is XLM.

Measured from one January to the next, Stellar's best year since then was 2024 (+157%) and its worst was 2025 (−39%). Holding on wasn't easy: between the start of 2025 and the start of 2026, the position fell 39% from its high.

Frequently Asked Questions

A $1,000 investment in Stellar at the start of 2024 would be worth approximately $1,731.52 today — a 1.73x return ($731.52 profit) over 2.7 years.

Methodology & Sources

Price data: Historical prices are the January 1 opening price, from CoinGecko, CoinMarketCap and Yahoo Finance historical data. Current prices come from Yahoo Finance (CoinGecko as a backup) and refresh hourly; if that source is unavailable, the last saved price is used.

Calculation: Assumes a single purchase at the start of 2024 (or the first trading day, for companies that listed that year), held until today. No transaction fees, taxes, or slippage are included.

Benchmarks: The S&P 500 comparison uses the S&P 500 Total Return index (dividends reinvested, like an index fund) at the start of2024 and today. Gold uses the price per troy ounce. Savings account assumes a 2% APY compounded annually.

Inflation adjustment: Uses U.S. CPI-U annual averages from the Bureau of Labor Statistics. The 2026 CPI value is estimated.

Educational purposes only. Past performance does not guarantee future results. Not financial advice.