What was Vanguard S&P 500 ETF (VOO)'s compound annual growth rate (CAGR) since 2022?

Vanguard S&P 500 ETF (VOO)'s CAGR from 2022 to September 2026 was 12.0% per year. For comparison, the S&P 500 has historically averaged around 10% annually. Vanguard S&P 500 ETF (VOO) significantly outperformed traditional equity markets on an annualized basis.

How does Vanguard S&P 500 ETF (VOO) compare to the S&P 500 since 2022?

The same $1,000 invested in an S&P 500 index fund in 2022 would be worth approximately $1,723.35 today. Vanguard S&P 500 ETF (VOO) underperformed the S&P 500 by $13.50.

How much of the Vanguard S&P 500 ETF (VOO) gain would you keep after taxes?

Sold today, the $709.85 gain would be a long-term capital gain for US federal tax. At the 15% rate most people pay, you'd keep about $1,603.37. At the top rate of 23.8% (20% plus the 3.8% net investment income tax) you'd keep about $1,540.90, and lower incomes pay 0%. State tax is extra, and gains inside a Roth IRA aren't taxed.

What is the inflation-adjusted return on $1,000 in Vanguard S&P 500 ETF (VOO) since 2022?

Adjusted for cumulative US inflation since 2022, the real purchasing-power value of the Vanguard S&P 500 ETF (VOO) position is approximately $1,535.19 in 2022 dollars. Inflation shrinks the gain, but the investment still grew faster than prices.

How did Vanguard S&P 500 ETF (VOO) perform in 2022?

Vanguard S&P 500 ETF (VOO) fell 19% during 2022, from $410.99 at the start of the year to $332.96 at the start of 2023.

What If You Invested $1,000 in Vanguard S&P 500 ETF (VOO) in 2022?

Try your own numbers

If I had putintoat the start of…

it would be worth today

$1,710

+$709.85 profit1.71x12.0% a year

The same $1,000 in an S&P 500 index fund: $1,723

Its shares paid about $18.07 in dividends over the last 12 months.

Includes the fund’s 0.03% yearly fee, roughly $1.67 over this time.

Aftertax on the gain, you’d keep$1,603

US federal long-term rates: 15% for most people, 0% on lower incomes, 20% + 3.8% on high incomes. No state tax included; none inside a Roth IRA.

Compare with

Growth Over Time

Performance Metrics

Total Invested

$1,000.00

Current Value

$1,709.85

Total Profit

$709.85

Multiplier

1.71x

CAGR

12.0%

Max Drawdown

-24.4%

Inflation-Adjusted

$1,535.19

Benchmark Comparison

How does $1,000.00 invested in 2022 compare across different asset classes?

Asset	Value Today	Return
Vanguard S&P 500 ETF (VOO)	$1,709.85	1.71x
S&P 500	$1,723.35	1.72x
Gold	$2,296.99	2.30x
Savings (2% APY)	$1,098.50	1.10x

Dividends

Over the last 12 months, the 2.43 shares you'd own now paid about $18.07 in dividends (about $1.51 a month). That's 1.8% of the $1,000 put in.

Price growth alone turned $1,000 into $1,600; reinvested dividends added the other $109.94, 15% of the gain.

Dividends from Yahoo Finance. Shares today assume every dividend was reinvested.

Vanguard S&P 500 ETF (VOO) charges a yearly fee of 0.03%. It’s already taken out of the fund’s price, so the results above include it; at today’s rate it came to roughly $1.67 on this investment. Source

Back in 2022

In 2022, a gallon of gas averaged $3.95, a movie ticket averaged $10.53 and the new iPhone 14 Pro started at $999. eia.gov apple.com indiewire.com
During 2022 itself, Vanguard S&P 500 ETF (VOO) fell 19%, #35 of the 112 investments we track. The best was Super Micro Computer (+84%); the worst was Solana (−94%). Full 2022 results →

$1,000 in Vanguard S&P 500 ETF (VOO), year by year

Of the 112 investments we track that were available at the start of 2022, Vanguard S&P 500 ETF (VOO) ranks #41 by growth to today — just behind Visa and ahead of S&P 500 ETF (SPY). See the full 2022 ranking →

Vanguard S&P 500 ETF (VOO) started 2022 at its highest start-of-year price up to then, after rising 31% in 2021. It was worth less than the $1,000 put in at the start of 2023, and has been above it since the start of 2024. Today's $1,710 is more than it was worth at any January since. It rose in 3 of the 4 full years since. It has trailed the same $1,000 in the S&P 500 at every January since, and still does. Month by month, the deepest fall ran from Jan 2022 ($1,000) to Sep 2022 ($756.32), a drop of 24%. At its lowest month-end, in Sep 2022, it was worth $756.32.

When	Worth	Change	S&P 500
Start of 2022	$1,000	—	$1,000
Start of 2023	$810	−19%	$819
Start of 2024	$1,021	+26%	$1,034
Start of 2025	$1,281	+25%	$1,293
Start of 2026	$1,516	+18%	$1,524
Today	$1,710	+13%	$1,723

Values at the start of each year (first trading day for stocks). The S&P 500 column includes reinvested dividends, like the stock values.

Historical Context

At the start of 2022, Vanguard S&P 500 ETF (VOO) was priced at $410.99 (adjusted for later splits and dividends). $1,000 would have bought about 2.43 shares. VOO is Vanguard's low-cost S&P 500 index fund, launched in September 2010.

Measured from one January to the next, Vanguard S&P 500 ETF (VOO)'s best year since then was 2023 (+26%) and its worst was 2022 (−19%).

Frequently Asked Questions

A $1,000 investment in Vanguard S&P 500 ETF (VOO) at the start of 2022 would be worth approximately $1,709.85 today — a 1.71x return ($709.85 profit) over 4.7 years.

Methodology & Sources

Price data: Historical prices are the closing price on the first trading day of each year, adjusted for splits and dividends (so returns assume dividends were reinvested), from Yahoo Finance and MacroTrends. Current prices come from Yahoo Finance and refresh hourly; if that source is unavailable, the last saved price is used.

Calculation: Assumes a single purchase at the start of 2022 (or the first trading day, for companies that listed that year), held until today. No transaction fees, taxes, or slippage are included.

Benchmarks: The S&P 500 comparison uses the S&P 500 Total Return index (dividends reinvested, like an index fund) at the start of2022 and today. Gold uses the price per troy ounce. Savings account assumes a 2% APY compounded annually.

Inflation adjustment: Uses U.S. CPI-U annual averages from the Bureau of Labor Statistics. The 2026 CPI value is estimated.

Educational purposes only. Past performance does not guarantee future results. Not financial advice.